ASPCA Pet Insurance
ASPCA pet insurance is offered through the American Society for the Prevention of Cruelty to Animals. This organization has only recently started selling pet insurance as a way to raise more money for their organization. People who want to contribute to the organization’s causes, can buy pet insurance through them, because profit from policy sales helps to fund the organization’s activities.
They currently offer 4 different pet plans of increasing coverage; (Level 1, Level 2, Level 3, and Level 4) for dogs and cats.
The Level 1 Plan is a good basic accident only plan that is very affordable.The Level 2 Plan covers accidents, but also covers illnesses as well.The Level 3 Plan covers accidents, illnesses, as well as includes wellness coverage.
The Level 4 Plan is the most comprehensive as well as the most expensive option that includes additional wellness coverage.
You also have the option of adding a “continuing care” option to any of their plans to help pay for chronic diseases like diabetes, cancer, or allergies.
ASPCA pet insurance pays out 80% of covered expenses and there is only a $100 dollar annual deductible which is quite low compared to other plans. Another great thing about these plans is that you can stay with your current vet, you don’t need to switch vets at all!
So if you are looking for insurance for your dog or cat, consider buying an ASPCA plan. Not only will your dog and cat be protected, but you are helping a great organization as well.